New York’s Best Mortgage Programs:

No Income Notification Loans (NIV): Mortgage Companies offers an exceptional Menu of Loan Programs to borrowers with good credit histories who wish not to document their incomes. The income is “stated” but not verified, and this program is ideal for self-employed borrowers with complicated tax returns and financial statements. New York Salaried and retired borrowers are also eligible. Borrower must have acceptable proof of income source for last two years, and good to slightly impaired credit. Fixed Rate & ARM loan options. Can be Cash-Out refinance on primary or investment property.